Personal Checking Accounts

Personal Checking - Made Simple

	Classic Checking	Interest Checking
Available To	Customers who want simple checking with no minimum balance	Customers who maintain a higher average balance in their checking, and like to earn interest
Minimum Deposit to Open	$50	$1,000
Minimum Daily Balance	None	$1,000
Monthly Service Charge	Free with e-statements	$3 Free with e-statements and if minimum balance is met
Interest*	No	Yes* Current Rates
Debit Card	Yes	Yes
Internet Banking	Free	Free
Bill Pay	Free	Free
Mobile Banking	Free	Free
Mobile Deposit	Free	Free

A $3 monthly fee applies to checking accounts receiving paper statements.

There is no statement fee for accounts receiving e-statements.

*Interest is figured on an average daily balance and paid quarterly