|
Current Rates
Interest Checking++
Rates Effective January 2, 2024
|
|
Interest Rate
|
APY*
|
Minimum to Obtain APY
|
Required to open
|
$0.00 - $24,999.99 |
0.05%
|
0.05%
|
$1,000.00
|
$1,000.00
|
$25,000.00 - $99,999.99
|
0.10%
|
0.10%
|
$1,000.00
|
$1,000.00
|
$100,000.00 and more
|
0.15%
|
0.15%
|
$1,000.00
|
$1000.00
|
* APY = Annual Percentage Yield. Based on the Average Daily balance. The APY assumes funds will remain on the deposit a full year at the advertised rate.
++ At our discretion, we may change the interest rate and APY on the above listed account at any time. The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account |
Money Market Checking++
Rates Effective January 2, 2024
|
|
Interest Rate
|
APY*
|
Minimum to Obtain APY
|
Required to open
|
$0.00 - $24,999.99 |
0.15%
|
0.15%
|
$1,000.00
|
$1,000.00
|
$25,000.00 - $99,999.99
|
0.35%
|
0.35%
|
$1,000.00
|
$1,000.00
|
$100,000.00 and more
|
0.50%
|
0.50%
|
$1,000.00
|
$1000.00
|
* APY = Annual Percentage Yield. Based on the Average Daily balance. The APY assumes funds will remain on the deposit a full year at the advertised rate.
++ At our discretion, we may change the interest rate and APY on the above listed account at any time. The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account |
Savings Account++
Rates Effective January 2, 2024
|
|
Interest Rate
|
APY*
|
Minimum to Obtain APY
|
Required to Open
|
$0.00 - $999.99
|
0.05%
|
0.05%
|
$0.00
|
$50.00
|
$1,000.00 - $24,999.99
|
0.10%
|
0.10%
|
$0.00
|
$50.00
|
$25,000.00 - $99,999.99
|
0.15%
|
0.15%
|
$0.00
|
$50.00
|
$100,000.00 and more
|
0.20%
|
0.20%
|
$0.00
|
$50.00
|
* APY = Annual Percentage Yield. Based on the Average Daily balance. The APY assumes funds will remain on the deposit a full year at the advertised rate.
++ At our discretion, we may change the interest rate and APY on the above listed account at any time. The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account |
Certificates of Deposit**
Rates Effective January 2, 2024
|
|
Interest Rate
|
APY*
|
Minimum to Obtain APY
|
Required to Open
|
182 Day
|
2.00%
|
2.01%
|
$0.00
|
$1,000.00
|
1 Year
|
4.50%
|
4.55%
|
$0.00
|
$1,000.00
|
18 Month
|
3.00%
|
3.02%
|
$0.00
|
$1,000.00
|
2 Year
|
3.25%
|
3.28%
|
$0.00
|
$1,000.00
|
30 Month
|
3.25%
|
3.28%
|
$0.00
|
$1,000.00
|
3 Year
|
3.50%
|
3.53%
|
$0.00
|
$1,000.00
|
4 Year
|
3.75%
|
3.79%
|
$0.00
|
$1,000.00
|
5 Year
|
4.00%
|
4.04%
|
$0.00
|
$1,000.00
|
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate.
** Funds must remain on deposit until maturity to earn the advertised yield. Substantial interest penalty is required for early withdrawl: 90 days penalty will be assessed on amount withdrawn.
++ At our discretion, we may change the interest rate and APY on the above listed account at any time. The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account |
Individual Retirement Accounts**
Rates Effective January 2, 2024
|
|
Interest Rate
|
APY*
|
Minimum to Obtain APY
|
Required to Open
|
182 Day
|
2.00%
|
2.01%
|
$0.00
|
$1,000.00
|
1 Year
|
4.50%
|
4.55%
|
$0.00
|
$1,000.00
|
18 Month
|
3.25%
|
3.28%
|
$0.00
|
$1,000.00
|
2 Year
|
3.50%
|
3.53%
|
$0.00
|
$1,000.00
|
3 Year
|
3.75%
|
3.79%
|
$0.00
|
$1,000.00
|
4 Year
|
4.00%
|
4.04%
|
$0.00
|
$1,000.00
|
5 Year
|
4.25%
|
4.30%
|
$0.00
|
$1,000.00
|
10 Year
|
4.50%
|
4.55%
|
$0.00
|
$1,000.00
|
Roth IRA - 5 Year
|
3.50%
|
3.53%
|
$0.00
|
$1,000.00
|
Education IRA - 5 Year
|
3.50%
|
3.53%
|
$0.00
|
$1,000.00
|
* APY = Annual Percentage Yield. The APY assumes funds will remain on the deposit a full year at the advertised rate.
** Funds must remain on deposit until maturity to earn the advertised yield. Substantial interest penalty is required for early withdrawl: 90 day penalty will be assessed on amount withdrawn. Penalty for early withdrawal if not 59 1/2 years of age. |
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